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A Ram truck is more than just a car for drivers in Miami, Fort Lauderdale, and other parts of South Florida; it’s an effective tool for both work and play. We at University Dodge know that getting the best financing for a used Ram is an important first step. Our dedicated staff makes this process easier by offering clear, customized solutions that let you drive with assurance.
The University Dodge staff serves as your knowledgeable advisor when financing a used Ram, putting you in touch with a wide range of regional and national lenders.
Our finance department works on your behalf to acquire the most competitive rates and flexible programs possible, even though the lender ultimately sets the terms. Your finance rate is not solely determined by your credit score; lenders consider a number of elements while evaluating your application, such as:
The value of a trade-in or the amount of your down payment
Depending on the lender, the financing term may last up to 84 months.
Your income, work history, and debt-to-income ratio
Current open auto loans as well as prior auto loan history
Can someone with a bad credit history get a loan?
Yes, without a doubt.
People often worry that having a bad credit history will make it harder to get a car loan, but University Dodge doesn’t believe that. Assisting clients with all credit histories is our finance department’s area of expertise.
We offer programs made especially to assist you improve your credit and possibly get into a car. Pre-approval is the greatest first step since it enables you to determine your purchasing power and eligibility for a financing program before you even visit the dealership by completing a quick online form.
In addition to creating loan packages that are tailored to your objectives, our finance experts will guide you through terms, rates, and incentives so you may compare options with confidence.
Do You Provide Local and Online Service and Sales for Ram Parts and Accessories?
Indeed.
Our dedication to your ownership of a Ram truck goes well beyond the loan’s completion. For your truck to last in the harsh South Florida climate, proper upkeep and customization are crucial.
Using our parts and accessories sites, University Dodge makes acquiring authentic Mopar parts and Ram accessories easy. Original Equipment Manufacturer (OEM) components are available for same-day installation by factory-trained technicians at our dealership in Davie, Florida, or you may purchase them online.
Are Maintenance, Service Financing, and Parts Easily Available?
You can maintain your Ram truck without having to pay hefty upfront fees thanks to University Dodge’s service and parts financing options.
In order to maintain trucks road-ready across Miami and the larger South Florida area, our service and parts financing program helps spread the expense of repairs or extras. We stand out from other dealerships because to our extensive support network, which includes financing and parts.
Why Pick University Dodge for a Miami Used Ram Truck?
University Dodge, one of Florida’s biggest Ram dealers, has a wide selection of Ram automobiles, including heavy-duty models, and provides delivery and maintenance services all across the state.
We are a great option for Miami locals who desire selection, serviceability, and a reliable financing process because of our extensive inventory and local financing knowledge.
Which Documents Are Needed for Pre-Owned Ram Truck Financing?
Bring a legitimate ID, proof of residency, proof of income (bank statements or pay stubs), and details on any trade-ins.
During the pre-approval phase, our finance specialists will also walk you through the credit application procedure and explain possible down payment and term scenarios.
Instant Advantages — The Reasons South Florida Drivers Choose University Dodge
Local, face-to-face financial professionals who understand the subtleties of Miami lending.
The Davie, Florida, parts facility and the internet both sell authentic Mopar parts and accessories.
To safeguard your finances and truck dependability, finance repairs and parts.
In order to ensure that your Ram continues to function reliably in Miami’s heat and coastal conditions, certified experts install OEM parts with warranty-backed servicing.
Your South Florida Used Ram Truck Awaits at University Dodge!
The dream of driving a rugged, used Ram truck in South Florida is within reach.
With us, consumers find pre-approval, explore certified pre-owned Ram inventory, and order parts or service with confidence. Visit our Davie, Florida, showroom near Miami for a test drive or arrange statewide delivery.
University Dodge makes buying, financing, and servicing your Ram fast and convenient, with local service.
Terry is an avid Nascar fan who grew up attending races at Charlotte Motor Speedway in Concord, North Carolina, just down the road from his hometown of China Grove, NC. Terry currently resides in Wellington and has been writing for 15 years. He also enjoys watching the Road Runner Looney Tunes cartoon with his two sons in his spare time.